Bond series
Four series. Then the specific forms.
Use the series pages to understand the job of the bond. Use the form pages for typical face amounts and premium bands. Placement still goes through a licensed desk — we introduce IFI first.
Series A
License & Permit
The bond that unlocks a license. Most regulated businesses post a license or permit bond before a state will issue or renew the license. The bond guarantees compliance with the statute — it is not insurance for the principal.
Series B
Contract / Performance
Bid, performance, and payment. Construction and public-works contracts ask the contractor to guarantee the bid, the work, and the subcontractors. These are underwritten on financials and experience, not just a credit score.
Series C
Commercial
Fidelity, public official, and miscellaneous. Commercial surety covers the bonds that sit beside a license or a jobsite: employee dishonesty, public official, lost-instrument, and a long tail of miscellaneous forms.
Series D
Court / Judicial
Appeal, probate, and injunction. Courts require bonds so a judgment, estate, or injunction has a solvent backstop. These are often collateral-heavy and time-sensitive.
Common forms
Cost bands we already researched
License & Permit Bond
Required by government agencies to obtain a business license or permit. Guarantees compliance with regulations.
Contractor Bond
Required in most states for general contractors and specialty trades. Protects project owners from contractor non-performance.
Mortgage Broker Bond
Required by state and federal regulators (NMLS) for mortgage lenders, brokers, and servicers.
Money Transmitter Bond
Required in most states for businesses that transfer money on behalf of others. Bond amounts are among the highest of any license type.
Auto Dealer Bond
Required in all 50 states for motor vehicle dealers. Protects consumers against dealer fraud or misrepresentation.
Collection Agency Bond
Required in most states for debt collectors and collection agencies. Guarantees ethical collection practices.
Freight Broker Bond (BMC-84)
Required by the FMCSA for all licensed freight brokers. Fixed at $75,000 bond amount.
Court / Judicial Bond
Required by courts in legal proceedings. Includes appeal bonds, attachment bonds, and injunction bonds.
Fidelity Bond
Protects businesses against employee theft, fraud, or dishonesty. Often required by clients or contracts.
Performance Bond
Guarantees completion of a construction project. Required on government projects and many large private projects.