File 18 · Carrier · Schaumburg, IL
Zurich Surety
Global contract surety — used on large contractor programs
Zurich is a major global surety writer used on large U.S. contractor programs. Third-party 2026 contractor guides describe Zurich as a top-share U.S. surety market. Placement is almost entirely through construction brokers, not a consumer website checkout.
We are not reprinting a specific AM Best figure from a secondary roundup without Zurich’s own ratings page in front of us.
If you need a $50 million performance program, this is the kind of paper your broker already knows. If you need a $10,000 contractor license bond, start with an agency (IFI or another retail shop).
What we will not stretch
- AM Best omitted pending a first-party citation.
Bond series on this file
What they claim to write
Series B
Contract / Performance
Construction and public-works contracts ask the contractor to guarantee the bid, the work, and the subcontractors. These are underwritten on financials and experience, not just a credit score.
Series C
Commercial
Commercial surety covers the bonds that sit beside a license or a jobsite: employee dishonesty, public official, lost-instrument, and a long tail of miscellaneous forms.
Typical desks: Large contractors · Construction brokers