File 16 · Agency · New York, NY
NFP Surety
National broker — surety practice for commercial and construction accounts
NFP is a large U.S. insurance broker with a dedicated surety practice for commercial and construction clients. This is a broker of record relationship, not a click-out license-bond storefront. We include NFP because licensed professionals already in an NFP benefits/P&C house often keep surety there.
We do not show a BBB letter grade or AM Best figure — NFP is a broker, and we did not lock a single surety-office BBB file in this pass.
Best when you already have (or want) a full commercial program, not when you only need a $15,000 auto-dealer bond tonight.
What we will not stretch
- BBB and AM Best omitted — confirm the specific NFP office and issuing carriers on your proposal.
Bond series on this file
What they claim to write
Series A
License & Permit
Most regulated businesses post a license or permit bond before a state will issue or renew the license. The bond guarantees compliance with the statute — it is not insurance for the principal.
Series B
Contract / Performance
Construction and public-works contracts ask the contractor to guarantee the bid, the work, and the subcontractors. These are underwritten on financials and experience, not just a credit score.
Series C
Commercial
Commercial surety covers the bonds that sit beside a license or a jobsite: employee dishonesty, public official, lost-instrument, and a long tail of miscellaneous forms.
Typical desks: Middle-market commercial · Contractors · Private equity portfolio companies